WHAT IS THE DEFENSE BASE ACT (DBA)?

The DBA requires employers (including contractors and subcontractors) to secure insurance for the payment of workers' compensation benefits provided under the Act. Subcontractors who fail to secure payment of compensation will be liable and will be required to secure the payment of such benefits.

WHO IS TRADITIONALLY REQUIRED TO PURCHASE
DBA COVERAGE?

1. Employers working on a military base or reservation outside the US
2. Employers engaged in US government funded public works businesses outside the US
3. Employers engaged in public works or military contract with a foreign government which has been deemed necessary to US National Security
4. Employers who provide services funded by the US government outside the realm of regular military issue or channels
5. Subcontractors of a prime

WHAT DBA INSURANCE COVERS

Defense Base Act Insurance acts in a similar way to state specific Workers Compensation Insurance. It covers employee injuries with medical and indemnity (% of lost wage) benefits and death benefits in the case of an employee's death.

Click here for specific benefit details.
Click here for current DBA waiver list.